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Ron, This model ships with 13 round magazine. The 10 round magazine models are for the restricted states that are not free and prohibit standard capacity magazines..

This model number/UPC shows it comes with 13rd mags. Springfield does make models that have the lower capacity mags for the more restrictive states, like this one here that is pretty much the same other than the mag capacity. budsgunshop.com/product_info.php/products_id/62273/springfield+armory+xd+3+subcompact+9mm