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Philip, this is a 6 inch wide elastic with Velcro attachments. The Belly Wrap holds 2 handguns, 2 magazines, and has a concealed money pocket. ---- https://www.targetarmory.com/products/accessories-bulldog-wbwdm-875591005150-3502

Its kind of like a really big ham wallet

Philip, No belt included it is one. It is a big elastic wrap that goes around your waist that fastens with velcro