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Hi Kevin, the cash discount is roughly 3%. It is about $12 on this rifle. You can get the discount by using one of the following payment methods - Money Order (3% Cash Discount when applicable). Certified Check (3% Cash Discount when applicable). Personal Checks including online bill payments (3% Cash Discount when applicable). (Orders held for 5 business days for check to clear) E-Check / ACH (3% Cash Discount when applicable). This will delay your order for 5 business days. Details here https://www.budsgunshop.com/payment.php , Stay safe & have a great day!