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Same as a $500 sale. You'd need to put down 15%, in this case $1,200.00 down payment. Then pay in Full within 90 days. Non Buds Team member gets 1st 30 says free, after that $15 fee for the next 30 days, after that another $15 for last 30 days. Team Buds members get 2 Free Layaways per year though.