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Mike To send an ECheck, you'll need some sort of Echeck service or banking service that allows you to create & send eChecks from. The same result and something you probably already have is a checking account to pay via ACH Bank Draft. It's counted as cash same as an E-Check. Just select ACH payment, enter your "Routing Number" and "Checking Account number" and you are done. Details here : http://echeck.org/how-to-create-an-e-check/