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Hi Hunter, First make sure the item is available for Lawaway. Put the item in your cart>>click checkout>>Choose FFL>>Click continue at the bottom>>choose layaway>>click continue at the bottom>>add the payment (20%)>> Click continue. budsgunshop.com/catalog/layaway.php

if item is available for layaway, place item in cart, select checkout, select ffl (you can select ffl later) (have to either select ffl or click select later to be able to continue to payment method) when you pick ffl then select insurance or no insurance ($1.00 per $100.00 value) select or not select Buds warranty at bottom of page select payment method then select 90 day layaway and pay your 20%

Hunter, Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%) *****Note : Don't go past the layaway time period so you won't forfeit hard earned money.*****

Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%) *****Note : Don't go past the layaway time period so you won't forfeit hard earned money.*****

Hey Hunter, I hope you got it figured out. The product has to be available for layaway first. You'll see this on the product page under the price. Then if it is, you add it to your cart, select the FFL dealer if applicable, Then select the layaway as your payment method. Hope that helps. I use the layaway often and it is great. You do have to put 20% down which goes towards the total price.