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This item is available for 90 day layaway. I've used their Layaway 2 times here in the past 2 months and it is great. You have to put it in your cart, then go to checkout and pick layaway and then you make a down payment. It has to be at least 20% down for the first payment. After you complete that, it will be processed and then you will be able to go to order history and see a "Payment" button and you can go there and make payments (you may need to contact them via Chat Now depending on your payment method to get that option). Then you make payments until it is paid off and it ships usually 1 or 2 business days after the payoff. There are NO extra fees or anything of the sort. You just have to be sure you can pay for it before the 90 day period because if you do not, they get to keep all funds paid towards it. You will have to buy the magazine and this rifle separately as the mag is not eligible for layaway but if you talk to them they might be able to help (they are awesome). The

20% down and 90 days to pay

90 Day Layaway Plan $49 Minimum Purchase Required Only New Firearms are eligible for this program. The layaway plan is very simple to use. Just place your order online as you normally would, and select 'LAYAWAY' as your payment option during checkout. Only New Firearms are eligible for this program. Upon receipt of your non refundable 20% deposit (personal check, bank check, money order or credit card), we will secure your firearms(s) from our inventory and activate your 90 day Layaway Plan. During the 90 Day Layaway period, you can either make several payments, or just make one final payment at the end of 90 days, at which time we will ship your firearm(s). UNDER NO CIRCUMSTANCES WILL A LAYAWAY BE HELD LONGER THAN 90 DAYS. If, after 90 days, we have not received payment in full, your Layaway Plan will automatically be canceled and any/all payments will NOT be refunded. Items on a layaway cannot be changed once the 20% deposit has been received. If a layaway is cancelled pr

The deal on the layaway is 90-days (not listed for 180-day option) from date of purchase. You must put 20% down AFTER you have completed your order. Complete the order as you would normally except select 90-day layaway as your payment option and complete the order. Once complete select the order status at the top of the web page. Once there, select the 'payment' button and enter your 20% or more down payment via bank ACH (routing/account numbers required) or credit card. Once down payment is made the order is locked in for inventory and price. You can now make payments as you desire (weekly, monthly, all at end, whatever) via the same methods over the next 90 days. Once paid in full it ships. Note: ACH payments take 5 business days to clear.