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when you place a gun in the cart it goes in with the Cash discount price and 3 % is then added if you do not pay with a Cash method if you look at the item page you will se 2 prices above the add to cart button one ids the cash discount price and the other is the 3% added or retail price double check and make sure that it went into the cart as the cash discount price if not then you need to Contact Buds customer service (859) 368-0371 available 9AM to 9PM CST Monday through Friday or use the blue chat now button and they will help you We are not buds employees we are volunteers that answer questions