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Grant, you receive the firearm but, I would confirm directly with Buds Customer Service at 1-859-368-0371 9am-9pm EST Mon-Fri. or use the Blue Chat now button at the bottom right corner 9am to 9pm Mon - Sat and 9am to 7pm Sunday.
rant - Rather than C&P everything here, I'm giving you a link to find out everything you ever wanted to know about financing a firearm with Credova at Buds! LOL I believe it works like a car - you take it home, than make monthly payments for the specified time - with interest of course. Call Buds customer service if you have any specific questions. https://www.budsgunshop.com/catalog/credova_financing.php