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You have a choice while you are doing your checkout.
First you add the gun in your shopping cart by clicking "add to cart." Then if you're already logged in, you automatically get sent to the page where you choose your local ffl dealer. Then you choose a payment method, and click" 90 day layaway." Then you need to do is click to the next page and then submit your order. That's about it.
Only certain guns are available for layaway and there are both 180 day layaway or 90 day. The guns available on 180 day layaway are listed on the menu for Buds and are much more limited as to brand and type. When you select payment type you will have the option for 90 day layaway if it is available on the gun you want to purchase. If available you can select that option and you will be required to pay at least 20% of the purchase price and you must pay the remainder over the next 90 days. To receive the 3% cash discount you will need to provide your checking account and routing numbers. Newly introduced and high demand guns may be a bit more difficult to obtain on layaway but I understand Buds is making more available now. It is a great option for us poorer fellows!
You need to choose a gun that is Al least 299.00 dollars. Then at check-out choose layaway and make a deposit of at least 20%. You then have 3 months to finalize your purchase. Once you finish paying they will ship the gun to your FFL.
I just put a firearm on layaway and it was a easy process...