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You can use paypal to buy Buds gift cards, then use those to pay for your purchase.
Most Paypal accounts have a "backup" funding source like a bank account. You could also transfer funds to that account and pay Buds with ACH/bank draft to get the "Cash Discount" and save the 3%.
Paypal is not a gun friendly business. You cannot make direct gun purchases with Paypal. You can buy gift cards and then use those. But the bank transfer is a much easier way to access the same bank account your Paypal account is accessing.
Use PayPal to buy Buds gift cards, they are available instantly for use. Then use the Buds gift cards to pay for your firearm.