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Phillip, I have never picked up directly from Buds Sir so don't know. Their Customer Service can accurately answer this for you with the amount if applicable at Buds Customer Service Directly at 1-859-368-0371 9am-9pm EST Mon-Fri. or use the Blue Chat now button at the bottom right corner 9am to 9pm Mon - Sat and 9am to 7pm Sunday.
Unless you order the gun directly from Bud's, yes there is a transfer fee. Last I checked it was $25 per firearm. Check their website or give them a call to be absolutely sure of the amount. Have you checked to see if Buds will match or beat the price your looking at? They are very competitive, if you set up a online account with Buds, you can use their price match guarantee option as well as their convenient layaway plan. Hope this helps.