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Michael, This is correct Sir. 5 Magazines Total, 4-9Rd & 1-13Rd Magazine.

Michael, You are reading description correctly. You can even use the 16 round 9 mm SA XD magazines if you need more then 5. https://www.budsgunshop.com/catalog/product_info.php/products_id/13376/springfield+xd5016+xd+magazine+16rd+9mm+stainless+steel