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as long as you can pay it off within the 90 days it is a great option. If it will take longer than 90 day the interest rate gets crazy another option is to buy gift cards as you can afford them until you have enough to buy the gun or use the Buds 90 day layaway

Ken, If you can pay in 90 days no sweat. Otherwise just save up until you can make your purchase. Then there is no pressure to pay off in 3 months. When you have the cash you have it.

Ken, it will take a little discipline but, you can set aside the money by making payments to your personal gun fund until you accumulate enough to purchase outright. This will protect you from not having enough for the 90 day cutoff and paying high interest.