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Tanner, the difference is in the type of magazine used. The above model uses a Polymer AI style magazine and model 16948 uses a Flush rotary magazine.

Tanner, Different magazines is the difference. Here is box magazine for this model 26948-----------https://www.budsgunshop.com/product_info.php/products_id/114529/ruger+american+rifle+308+win%2f65+creed%2f6mm+creed%2f243+win%2f7mm-08+rem+4rd+polymer+90689 And here is rotary magazine for model 16948----------https://www.budsgunshop.com/product_info.php/products_id/79735/ruger+90392+american+magazine+4rd+short+action

the 16948 is the older out of production mode with a Ruger rotary magazine the 26948 is the current production gun with a common AI style magazine I recommend getting the 26948 for the lower magazine cost and easier to get magazines