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Donald, the Transfer Bar Safety Mechanism prevents the gun from being fired under all circumstances, except when the hammer is fully cocked and the trigger is pulled. If the hammer is fully cocked and the trigger is pulled, the gun would fire as normal. However, if the hammer is fully cocked and is accidentally dislodged by some other means other than the trigger being pulled, the gun will not fire. If the hammer is in the process of being cocked and is accidentally released and dropped into the fired down position, before it is fully cocked, the gun will not fire. This rifle can be safely carried fully loaded with the hammer in the fired down resting position. The Cross Bolt Safety is a deliberate push button that blocks the trigger or hammer and is located at the head of the hammer. Cheers