Ask the Community

No, a layaway is a simple agreement to pay off the balance of your order total in 90 days or less. If you fail to pay off the balance, they cancel your order and you'd forfeit your initial down payment. No credit check is required. Only the Credova finance plan may report a balance to the credit bureaus.

Alexander, no Sir. Only the Credova Financing Option gets reported. https://www.budsgunshop.com/credova_financing.php

no layaway is not reported to a credit agency it is not credit