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Hi Douglas, just the 90 day is available but you can pay it off in 30 days no problem.
just put it on the 90 day layaway and pay it off early place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory (Current price $ 205.00 20% down cash $41.00 Credit $43.50). You can pay for the gun with a mixture of cash and credit and you will get the cash price on the amount you pay with cash or e-checks the portion that you pay with credit card/debit card will have a 3% charge added. Some Items can be placed on a 180 day layaway but most have a 90 day lay away. after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00
Yes, you can do this.