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It will have to go to claims due to federal regulations. The "loss" must be well documented. I am sure one option will be a full refund.
Ryan, this is normal Sir. There are a few hoops that must be jumped through for a lost firearm. The ATF will be involved as well. Sorry about your loss.
Ryan, Yes, very normal. Just follow what BUDS says. You will get your refund.
Yes. Red tape. Bureaucracy at its best. Sorry this happened to you. Just follow buds instructions and follow the steps and you will get the refund. Hopefully it is soon. Stay safe and have a great day!!
Good thing you got the insurance. Follow the instructions given by budsgunshop. It was my pleasure to somewhat assist you.