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For a gun first you pick which FFL scroll down and it will ask whether or not you want to insure the gun then you'll get to payment method it will be the third choice down. After you confirm order you'll get an email with directions on how to make a down payment
Also, your first payment must be 20% of the order total. All other payments must be greater than $25 (unless amount remaining is less than $25). You can pay by check or credit card for the remaining payments. Keep in mind that if you make the payment by credit card, they will add an extra 3% (i.e., if you pay $100, you will be charged $103 on your credit card), which they will let you know as you pay.