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Yes John but no additional discounts currently on this carbine. Layaway is just a few steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%)

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Yes it can just place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory (gun price $246.00 20% down payment cash $49.2 Credit $58.68). You can pay for the gun with a mixture of cash and credit and you will get the cash price on the amount you pay with cash or e-checks the portion that you pay with credit card/debit card will have a 3% charge added. Some Items can be placed on a 180 day layaway but most have a 90 day lay away

Yes layaway is available for this rifle.

Yes, you can do layaway. And with your credentials you should be allowed to buy grenades if you wish. Strange pick in color though for an officer named John, lol. I had a chance to handle the .380 model a couple weeks ago (also in pink) and I enjoyed very much. It was extremely reliable with no malfunctions. Hi-Point knows how to make a reliable gun for sure. Never found them to attractive, but they always go bang!