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place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory). You can pay for the gun with a mixture of cashand credit and you will get the cash price on the amount you pay with cash or e-checks the portion that you pay with credit card/debit card will have a 3% charge added. Some Items can be placed on a 180 day layaway but most have a 90 day lay away. after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00

Timothy, make sure the item does not say "TB (Team Buds) Layaway only. if it does, you must become a Team Buds Member to layaway. If it does not, follow these steps : Layaway is just a few steps. (1) - Select your firearm - (2) - Checkout - (3) - Select your FFL by Zip Code - (4) - Select Payment Method "Layaway" - (50 - Select Payment Type "E-Check, ACH Bank Draft, Check, Credit Card or Money Order - Pay and done. ----20% down (due in 5days), then 90days to payoff the balance. Pay regular payments, or just one big one at the end (Its up to you how often you pay). But if you go past 90 days, you forfeit the gun and all payments paid in. You can cancel early for a 10% fee. Do not pay until you get an email confirming your order and requesting payment

The way I have placed an item on layaway was by calling them on the phone and talking with them in person.( That way if you have any questions they can be asked and answered. ) I used my credit card for the 20% down payment. After that I used money orders to pay the remaining balance for the 90 day tjme frame expired. I did not experience an problems and every went smoothly. I hope this helps you .Thank you for the question.