Ask the Community

Darrell, there is no effect on your credit for Bud's layaway. For Credova, you can get approved with no effect on your credit, but if you default on payments, that might be another story. With Credova, you'd better read the terms very carefully, a lot of people feel they have been ripped off by Credova.

it should not affect your credit score. unless you borrow a lot and it affects your debt to income ratio