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No, the slide finish will hold just fine. If anything you should oil just the slide "Contact/friction" points (Rail Guides).
Yes this is very low maintenance. If she doesn't shoot alot at the range it probably wouldn't need to be cleaned for years
probably not but I use these No mess no fess Hoppes Silicone Gun & Reel Cloth I keep it in a ziplock bag https://www.budsgunshop.com/catalog/product_info.php/cPath/26_649_1770/products_id/87135/Hoppes+Silicone+Gun+%26+Reel+Cloth
Koby, buy a poly gun: https://www.budsgunshop.com/catalog/advanced_search_result.php?keywords=Eaa+Witness+Polymer
The Ruger and Taurus revolver models that have a polymer frame would be a good choice