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Matthew, most firearms are available to Team Bud's members only.
Due to Covid and buying panic, there is simply no incentive for Buds to have a layaway program when guns are selling out so fast at a higher price. It is simply cheaper and easier for them to rely on third party loan and restrict layaway to Team Bud's member. I hope this explanation helps!
They still have a layaway program. I have used it twice in the last year. Some guns require you to be a Team Bud's member to do a layaway. It is worth the cost to join as I have saved that cost of joining through my orders.
Matthew, Team Buds Membership may or may not interest you but, the benefits are many including layaway's on new and used guns : https://www.budsgunshop.com/teambuds.php
Unfortunately most layaway options are limited to team buds members. Know I've used layaway before and would love to see them bring it back completely like before. Unfortunately probably going to be some time before that happens.
guns are selling so fast that Buds has decided that they dont need to do layaways on most models