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Larry, 90 Day Layaway Plan (no fees for the first 30 days): 20% non-refundable deposit; A $10 fee will be added to layaway orders that remain open after this initial period. After 60 days, an additional $15 fee will be applied to your balance. During the Layaway period, you can either make multiple payments, or just make one final payment at the end, at which time we will ship your firearm(s). Details here >>> https://www.budsgunshop.com/layaway.php ....NO FEE layaway for Team Bud's members. If you pay $25 in layaway fees, that would pay for your TB membership. Join TB here >>> https://www.budsgunshop.com/teambuds.php

Larry, Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee. Cheers and stay safe!