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I have the 9mm version and you will love the concealability and function. I concur on the Hi-Point. Although blocky, they are reliable and tough firearms. Cheers and stay safe!
John, we all have to start somewhere. If they go boom when you pull the trigger and hit where you aim that's all that matters. I've owned quite a few budget pistols and have been happy with most of them. I've owned two Hipoints and they're fine as long as you can get past the looks. Out of all the budget pistols I've owned I'd have to say my favorite is the canik tp9 sf elite and my girsan mc28sa. As for the TH40C they're good pistols and will be easier to conceal than the ones you mentioned. Hope this helps and hope you enjoy it.