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Allen, unfortunately the 180 day layaway plan is only available for certain firearms. Buds also has a 90 day layaway plan that has more firearms available but if the firearm you're looking at is $2,800 it wouldn't be available for layaway. Firearms over $1,500 aren't available for layaway. Not sure why buds cuts it off at $1,500, would think getting into more expensive firearms is when layaway would really be needed but we're just customers as yourself not buds employees. You could apply for credova financing but as Edward stated I wouldn't recommend it. It sounds tempting because with credova buds ships the firearm immediately and you make payments later but you would have to pay interest. Personally I'd recommend buying buds gift cards until you save up enough to get it. So instead of making payments just purchase a gift card when you have the extra money and if you're like me I'm bad at saving so helps you not spend it. Plus if you change your mind and decide to go with a different

Hi Allen, only for a specific select few firearms. If the option for 180 day or even 90-day layaway is not shown, then it is not offered for that firearm. $1500 or more firearms are a no-go for layaways in general. For layaway available firearms : Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee. Cheers and stay safe!

Hi Allen, only for a specific select few firearms. If the option for 180 day or even 90-day layaway is not shown, then it is not offered for that firearm. $1500 or more firearms are a no-go for layaways in general. For layaway available firearms : Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee. Cheers and stay safe!