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I'd there was a Promo for 4 months interest free maybe it was for a limited time? I've never used Credova so I'm not familiar. Best thing to do would be to contact Credova Customer service & see if they can help. You can call them Daily 6AM to 6PM PST · 833-273-3682
Hi Ellis and welcome to the community. I would contact Credova directly to inquire about terms at 833-273-3682 6AM to 6PM PST or online at - https://credova.com/shopperscontactus
Ellis, Credova sets the policy, not Bud's. If you want interest free, you can do layaway for 3 months, but you do not get your gun until it is paid for. Otherwise, you are stuck with whatever Credova is willing to give you. Layaway plan here - budsgunshop.com/layaway.php , Stay safe & have a great day!