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Dan, No hassle finding FFL. And yes you will pay sales tax just like you would a Wally World. Make an account on BGS.com. Add item to cart. Confirm your address. Select FFL by entering mile radius and zip code and dozens of FFLs in your area will show up. You may may know of one or two. Select FFL of your choice/ Select payment method. Keep hitting continue. And done. Order completed. If your in a restricted state that requires documentation for your firearm purchase make sure you get that to BGS.com. Hit 'How to Buy' on home page for more instruction. I've made hundreds of purchases from BGS.com it's seamless. For a $30 difference it is your call. If Wally World will not charge transfer fee if you buy there you would be money ahead if it is the same firearm.

place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select payment type . After payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00