BudsGunShop.com - Layaway?

Minimum of 20% down, pay by Check/Money Order, ACH/Bank Draft or E-Check for cash price, otherwise retail price(which is 3% added to the cash price). You can pay little by little or pay all at once during the 90 day period.

The 90 day layaway. You put 20% down and have 90 days to pay it off. Comes in handy. If it's not paid off in the 90 days it is nonrefundable though.