Hi, i agree with James. I have owned a high point in the past. I think for the money. The high point does do what it should. High point has come a long way from being horrible. In many cases you get what you pay for. If I like a gun, I like it. I'm not a name brand guy per say. But you do get a better quality with higher brans names

Hi Chester and welcome. This will be a subjective call. Hi Point 10mm Carbine is actually good quality and very reliable and accurate. The Ruger is higher quality but it depends on what you are getting for the return for your $. Just calculate which meets your needs best and make the decision. Cheers and stay safe!