yes you can but be aware that the lay away is not set and the gun pulled from inventory until they receive your 20 % down payment. What I do is put the gun on layaway and pay the initial 20% on a credit card (this cost me a extra 3% on the 20%) at that point I pay the rest off with e-checks getting the cash price on the remaining 80 % example $500 gun 20 % down is $100 they charge my CC $103 leaving a balance of $400 which I pay off with e-checks and getting cash price of $400 s the taotal cost of the gun was $503 dollars this pulls the gun and makes sure it does not go out of stock before they receive my check for the down payment

Yes E-Check / ACH (3% cash discount applies, orders held for 5 business days to allow funds to clear our bank) budsgunshop.com/catalog/payment.php

Yes Jason. Payment methods accepted by BudsGunShop.Com are - Money Order(3%cash discount applies) - Certified Check (3% cash discount applies) - Personal Checks including online bill payments (3% cash discount applies, orders held for 5 business days for check to clear) - E-Check / ACH (3% cash discount applies, orders held for 5 business days to allow funds to clear our bank) - Visa, Mastercard, American Express, and Discover Credit Cards (cash discount does not apply). Debit cards may only be run as Credit Cards and therefore a cash discount does not apply. - 90 Day Layaway (Most Firearms): 20% non-refundable deposit; pay balance in 90 days ($49 Minimum Purchase Required). - 180 Day Layaway (Select Firearms Only): 10% non-refundable deposit; pay balance in 180 days.

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Yes E-Check / ACH (3% cash discount applies, orders held for 5 business days to allow funds to clear our bank)