Just place your order online as you normally would, and select 'LAYAWAY' as your payment option during checkout. Only New Firearms are eligible for this program. Upon receipt of your non refundable 20% deposit (personal check, bank check, money order or credit card), we will secure your firearms(s) from our inventory and activate your 90 day Layaway Plan.
During the 90 Day Layaway period, you can either make several payments, or just make one final payment at the end of 90 days, at which time we will ship your firearm(s).

This is exactly as Jason has stated. There are some online vendors that have purchase programs that allow you to put a down payment and get the firearm(pending credit verification) and payoff over 3 or 4 months. Sportsmansguide comes to mind.

You get the firearm only after its paid in full. You can make weekly payments or just one big payment at the end, its up to you. You only have to put 20% down and payoff withing 90days.