Donald, The 3% cash discount should have been applied at checkout as you choose your payment method. Some items have the same price for cash or credit. May want to check the item you purchased and see if price was marked cash or credit under the price.

when you put it in the cart it goes in as the cash discount price if you pay by other than a cash method then they ADD 3 % please double check your order and If they did charge you the extra 3% then Contact Buds customer service (859) 368-0371 available 9AM to 9PM CST Monday through Friday or use the blue chat now button and they will help you We are not buds employees we are volunteers that answer questions