place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory (cash $112.00 Credit $1160.90). You can pay for the gun with a mixture of cash and credit and you will get the cash price on the amount you pay with cash or e-checks the portion that you pay with credit card/debit card will have a 3% charge added. Some Items can be placed on a 180 day layaway but most have a 90 day lay away after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00

Just head to checkout, its a payment option and the computer prompts walk you through it.

Hi Joseph, layaway is just a few steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%)