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Answered

Buds Credit

Asked 06/25/2020 11:54 PM CT
by Jacob L in General
Bought a gun on credit. Paid it off early. Now when I try to buy something else on credit it’s saying I already have an active account and won’t let me. Anyone else have this issue?

3 Answers

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06/26/2020 12:00 AM CT
by ADAM P - Lifetime Points: 200
Chosen as Best Answer

You have to re-apply. Think of each gun as it’s own loan. Each one needs its own set of paperwork. Stay safe and have a great day!!

06/25/2020 11:59 PM CT
by Tom H - Lifetime Points: 1275

1 application approval for 1 purchase. Apply again.

06/25/2020 11:55 PM CT
by James G - Lifetime Points: 92029

Jacob, yes Sir. You will have to apply again as each individual loan is treated as a separate underwriting. Cheers and stay safe!

Best Answer

Please take a moment to give credit where credit is due by selecting the best answer from the response(s) below. Have not received a good answer yet? Don't give up; please consider removing and reposting your questions with additional details.

06/26/2020 12:00 AM CT by ADAM P Best

You have to re-apply. Think of each gun as it’s own loan. Each one needs its own set of paperwork. Stay safe and have a great day!!

06/25/2020 11:59 PM CT by Tom H

1 application approval for 1 purchase. Apply again.

06/25/2020 11:55 PM CT by James G

Jacob, yes Sir. You will have to apply again as each individual loan is treated as a separate underwriting. Cheers and stay safe!

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