Bobby, for firearms with a layaway option, Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee.

It has to be a layaway eligible item, and right now layaway is reserved for team buds members only
Team buds sign up here budsgunshop.com/teambuds.php />Then put it into cart go to checkout and select layaway. They also offer credova financing for non team buds members here budsgunshop.com/credova_financing.php />90 days interest free and you get the item shipped before its paid off.