Layaway allows you to purchase a firearm and pay for it over a set period of time. Once full payment is completed your firearm will be shipped to your FFL dealer for transfer/pickup by you. --- David, layaway is 90 days. Layaway is just a few steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%)