Margo, yes doesn't matter if you're a first time purchaser or it's your 100th order you can do 90 day layaway. Unfortunately not all firearms are eligible for layaway. If it can be put on layaway on the left side of the picture it'll say layaway available. If you find one that's eligible just add it to your cart and proceed to checkout. Once you get to payment options click on 90 day layaway. You will have to put 20% for a down payment. After that you have 90 days to finish paying it off. Hope this helps.

I just 5 minutes ago bought a canik tp9 elite im green demascuse. Is it possible to keep my layaway going and switch the green demascuse for green camo version. Adjust an balance difference now.

Margo, not all items are available for layaway. If you do not see that option, that firearm is not eligible for layaway. Have a great day!

not all firearms are available for layaway However it will never hurt to ask customer service Contact Buds Customer Service at 1-859-368-0371 9am-9pm CST Mon-Fri. or use the Blue Chat now button at the bottom right corner 9am to 9pm Mon - Sat and 9am to 7pm Sunday. We are not buds employees we are volunteers that answer questions.

Hi Margo, unfortunately not every firearm has a Layaway option. When this happens the Credova option is an option. budsgunshop.com/credova_financing.php

Some items do not offer layaway.