Ed, Bud's has a 90 day layaway plan with no fees for the first 30 days. Team Bud's members can have 2 open no-fee layaways at a time. The fees you will save on layaway will pay for your TB membership, which is good for 1 year.
budsgunshop.com/teambuds.php ,
I would stay away from Credova financing.
Stay safe & have a great day!

You may have read about Bud's 90/180 day layaway program? Or, you can use Credova financing which allows you to pay it off like a credit card.
Difference between those two is Layaway you pay off then receive firearm. Credova, Once approved, allows your firearm to be shipped immediately for you to pay down at your own pace (With normal credit finance charges if paid over time)

Hi Edward and welcome to the Buds Community. Buds has 90 day Layaway's on most firearm, 180 days for a few and Credova Financing. The Credova is closest to what you may be speaking of. Details here : budsgunshop.com/credova_financing.php