Make sure the item you want is available for Layaway (I'm doing it right now). .It has to be above $49 and cannot be used (unless you are a Team Buds member). You won't see the option until you start to go through with the purchase. You have to put 20% down and can pay however you want until the date when it's due (90 days for most but 180 for some marked).
After you make the down payment, you can either mail checks or money orders or you can contact them via chat to have them change it to allow credit card payments and do it that way (but you don't get the cash discount that way). It is great and helping me and I hope it helps you!!!

In order to put a gun on layaway it either has to be available for layaway, be under the 180 days to pay special or you have to be a team buds member. In order to put any used gun on layaway you have to be a team buds member. As far as a new gun you have to either belong to team buds or look for where it says layaway. It will say this under the price. Hope this helps

Not all items are available for layaway. And some are only available for team Buds members. On the product page for the item you are looking to purchase it should say right around the price and add to cart option whether or not layaway is available for it. If it is, you would actually select the 90 layaway payment option when you check out and then it will ask for your payment information. Hope that helps!