You must put down at least 20% (10% on 180-day layaway) but you can put down more. You then have 90 days to pay the balance in any matter you see fit provided it is paid in full before the 90 days. You make payment on line via ACH bank transfer (routing number, account number required) or with a credit card. I'm sure you can call in a credit card or mail a payment also but online is the most convenient. If you make a layaway purchase just be sure to go back into to your order status and make the 20% down payment. Click on order status at top center of page. Until you do you haven't really made the purchase.

For Layaway you have to put down 20%. When you start to go through the checkout process, you can pick "Layaway" and it gives you the option to pick how you'll make a down payment. If it is a used gun, you have to be a Team Buds member for layaway on those. The process is nice, easy and helpful. I've done it a few times now.
Once you make your down payment, you will need to either mail in money orders or checks or contact them via Chat Now to ask them to update your payment choice on your order and they can set it up to accept Credit card or ACH online. They are awesome and super quick. After you pay the final amount due, they will ship the gun usually within 48 business hours. It's been a great thing for me and I like it a lot.

budsgunshop.com/catalog/layaway.php

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