They are the same thing Joseph.10% down and 180 Days to pay, little by little at anytime or all at once, your choice. Details are here : budsgunshop.com/catalog/layaway.php

NOTE per buds new policy layaways are at the NON CASH price (no cash discount) place item in cart. also the 1st 60 days of the layaway is free after 60 days there is a $10.00 charge for the next 60 days and a $1500 charge for the last 60 days. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 10% needed to remove gun from inventory. after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00