TB means you must be a Team buds member to purchase the gun. If you are planning to put the gun on layaway I Suggest that you joint TB as the $29.95 1st year membership ($25.00 renewal) gets you Free layaways along with all the other benefits Buds charges $25.00 in fees on a 90 day layaway(non TB member) budsgunshop.com/catalog/teambuds.php

Richard, TB Layaway means that this rifle is reserved for layaway by Team Buds "TB" Members only. This usually happens when firearms are low in stock. This is just one of the many benefits of TB Membership. Full details here : budsgunshop.com/catalog/teambuds.php