We are not Buds employees. We are just users if this website like you. There is an option for 180 days of layaway but only for firearms is the 180 day layaway section of the website. For the 90 day layaway option it requires a 20 percent down payment. With the 180 day layaway option it only requires a 10 percent down payment. You will be charged a nominal fee for the first 30 days then 60 days and stuff. If you become a Team Buds member then you will be allowed 2 fee free layaway firearms at the same time. So it basically pays for itself if you buy multiple firearms a year. 1 year costs just a little under $30ma year. If you buy multiple years then it will cost a bit under $25 per year. Anyway, if you’ve done the 90 layaway before then it’s basically the same process. You’re not required to make a payment each month. You can wait until the final days if you want. It was my pleasure to assist you.

Robert, 90 Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee. These firearms are on eligible for 180 day Layaway : budsgunshop.com/search.php/other/pay_in_180