Stanley, no. Buds does have a 90 day layaway plan on most firearms. Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee.

Buds has an in-house 90 day layaway plan on most firearms & each listing will be marked as layaway available or not or Team Bud's only for layaway. You add the item to your cart & upon checkout, choose 90 day layaway as payment. You then will be directed to make a 20% deposit & once that is done & you've selected your FFL, layaway order is complete. Bud's current policy is to charge a 10.00 after 30 days if layaway is not paid off & another 15.00 if not paid within 60 days. This is done to discourage putting items on layaway & then not paying them off. I have found this to be a very helpful method of firearms buying that allows me to make payments on a gun i would not otherwise been able to afford. Hope this helps. Happy Shooting & stay safe!

Layaway is in house.

you don't go through the credova financing to do a layaway NOTE per buds new policy layaways are at the NON CASH price (no cash discount) also layaway is free the 1st 30 days a $10 fee will be charged for the next 30 and a $15.00 fee for the last 30 days place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory . Some Items can be placed on a 180 day layaway but most have a 90 day lay away. after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00