place item in cart. go to checkout. select FFL to be shipped to (can select or change later) continue to payment select Layaway. Pay the 20% needed to remove gun from inventory (Current price $ 790.00 20% down cash $158.00 Credit $162.74). You can pay for the gun with a mixture of cash and credit and you will get the cash price on the amount you pay with cash or e-checks the portion that you pay with credit card/debit card will have a 3% charge added. Some Items can be placed on a 180 day layaway but most have a 90 day lay away. after payment completed firearm ships to you chosen FFL and you pay him a transfer fee and do paperwork the transfer fee amount is up to the receiving FFL holder normally between $15.00 and $35.00

Ralph, Layaway is just a few steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. (Remember check/e-check/Money Order or ACH Bank Draft gets the cash price. Credit/Debit Cards add 3%)

20% down and 90days to payoff. Make regular payments or one big one at the end, (its up to you how you pay). If you cancel early there is a 10% fee. If it goes past 90days you forfeit the gun and all made payments. Just proceed to checkout and layaway appears as a payment option.