Harry, it's very simple. First make sure the item you want is Available for layaway. It will say layaway available beside the picture. If so just add it to your cart and continue to check out. When you get to payment options there will be an option for layaway. You will have to pay a down payment of 20%. You have 90 days to pay it off. The first 30 days are free, after 30 days buds will add $10 to your bill. After 60 days they will add another $15 for a total of $25 added to your total. After you finish paying the firearm off buds will then ship your firearm. I've have done several layaways and has gone smoothly each time. Hope this helps.

Harry, Layaway is a is just a few easy steps - just add item to your cart - Select Checkout - Select your FFL - Select Checkout option "Layaway" - Select checkout method for min of 20% down payment - Once down payment is made your layaway is complete. Within the 90 day period you can pay little by little or all at once at the end. Buds will charge $10 fee after 30 Days and another $15 after 60 Days for a total $25 layaway fee.