Phillip, yes, if it says cash/retail that just means there's no option for the 3% cash discount price. Normally firearms will have a cash discount price wich is 3% cheaper and a retail price wich is credit card price. ammo and accessories aren't eligible for the 3% cash discount so it'll only have one price and say cash and retail. You should be able to enter your card info. Just add the item to your cart and proceed to checkout. First page will ask for your address or a FFL dealer if you're buying a firearm. Second page will ask how you want to pay, just click credit card/gift card. Last page will allow you to enter your card info. If you have any trouble you can contact buds customer service at 859-368-0371 Monday thru Friday 9am to 9pm or you can use the blue chat button at the bottom right corner of your screen. They can help you complete the purchase over the phone. We're just customers as yourself not buds employees, so we can only point you in the right direction. Hope this helps.

If you are having issues inputting your card info, please call Bud's customer service to help you complete the purchase. 1-859-368-0371 9am-8pm EST Mon-Fri. or use the Blue Chat now button at the bottom right corner 9am to 8pm Mon - Sat.